Capital Gains Tax Calculator – Income Tax Old Regime India

What is Capital Gains Tax?

Capital Gains Tax is the tax imposed on profit earned by selling a capital asset such as shares, mutual funds, property, or gold. In India, capital gains are categorized as:

• Short-Term Capital Gains (STCG): Profit earned from an asset held for less than 12 or 24/36 months (based on type).
• Long-Term Capital Gains (LTCG): Profit earned from an asset held for more than those durations, often eligible for indexation or exemptions.

Who Should Use This Tool?

• Investors selling equity or mutual funds
• Real estate owners disposing property
• Gold and commodity traders
• Tax consultants and advisors

How Capital Gains Tax Works:

Capital gain = Sale Price – Purchase Price (or Indexed Cost for LTCG)
Then apply respective tax rate:

• STCG (Equity): 15% + cess
• STCG (Other assets): Normal slab rate
• LTCG (Equity > ₹1L): 10%
• LTCG (Property, Gold): 20% with indexation

Benefits of Using This Calculator:

• Instant differentiation between STCG and LTCG
• Auto tax rate selection
• Editable exemptions and indexed cost
• Ideal for year-end tax filing and financial planning

Note: This is a simplified calculator for educational use only. Consult your CA for actual filing.