TDS (Tax Deducted at Source) Calculator – Income Tax Old & New Regime India

Calculate your monthly and annual TDS based on salary and income under India’s old and new income tax regimes. Switch between regimes to plan tax better.

What is TDS – Tax Deducted at Source?

Tax Deducted at Source (TDS) is an advance tax collected by the government through deduction at the point of income generation. It is applicable on salaries, interest, commission, rent, and other incomes.

TDS Under Old Regime

The old tax regime offers multiple exemptions and deductions like:

  • Standard Deduction (₹50,000 - ₹75,000)
  • Section 80C (Investments up to ₹1.5 lakh)
  • Section 80D, 24(b), 10(13A), etc.

TDS Under New Regime

The new regime offers reduced slab rates but does not allow most exemptions and deductions. The decision depends on your investment profile and salary structure.

TDS Slab Comparison (FY without year):

Old Regime Slabs:
  • Up to ₹2.5L – Nil
  • ₹2.5L – ₹5L – 5%
  • ₹5L – ₹10L – 20%
  • Above ₹10L – 30%
New Regime Slabs:
  • Up to ₹3L – Nil
  • ₹3L – ₹6L – 5%
  • ₹6L – ₹9L – 10%
  • ₹9L – ₹12L – 15%
  • ₹12L – ₹15L – 20%
  • Above ₹15L – 30%

Why Use This Tool?

  • Plan monthly TDS deductions and net salary
  • Compare old vs new regime impacts instantly
  • Supports editable standard deduction input
  • Great for salaried individuals and HR teams

This calculator gives an indicative TDS value and should not be treated as a legal or final tax computation. Always consult a tax advisor before filing.

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